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Best Cheap Car Finance Deals
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New Cars With 0% Finance: Full List Of Latest 2022 Deals
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With 0 per cent APR financing deals starting at £145 per month, buying a new family car or runabout is affordable for almost any budget.
It always pays to keep track of the interest rates on auto financing deals, because the prospect of paying more than likely for anything is never a pleasant thought. However, if you look closely, some car financing deals are available with a 0 percent APR, so no interest is charged and you won’t be paying more than what the car was sold for even for three years or more.
A 0 percent interest-free APR deal means you’ll know exactly how much you’ll be paying – it’s a great deal for buyers and helps sellers to tempt more buyers too. As long as you stick to your mileage limit (usually 10,000 per year, or close to it), you won’t be paying more than what the car was sold for. If you choose a financial deal with deposit contributions then you may even pay less than that, as the manufacturer includes some cash to sweeten the deal.
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Here we take a look at 0 percent APR deals on some of our favorite cars. All of the offers here are correct at the time of writing, but even if they change slightly, they’ll still give you an idea of what’s available.
All of the cars listed below were previous winners or runners-up in our Auto Express New Car Awards, so each of these models is a great car – and we’ll explain why below. Read on to find the best 0 percent finance deals for 2021…
The Volkswagen Up won our 2020 Award for Best City Car, and has continued to be a favorite for almost a decade now. The Up has everything you need from a car yet is cheap to buy and run, especially with 0 percent financing.
There’s a lot more room inside the Up than you might think, and it’s such a light little car that the 1.0-liter engine doesn’t feel too sluggish. Insurance is cheap because of this machine too. The VW is fun to drive, comfortable and even deals with road trips without a hitch – yet definitely the most comfortable around town, a quiet place, smooth and easy to drive.
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The Ford Fiesta is one of the UK’s biggest selling cars and with 0 per cent financing available it’s easy to see why. Fiestas are generally great value, as dealers are all over the country and want to compete for your business by presenting promising financial offerings in addition to Ford’s official offerings
It comes with a lot of kit including Android Auto and Apple CarPlay connectivity, plus it’s comfortable and economical in the form of the 1.0-liter EcoBoost petrol. But the best quality of the Fiesta is the way it drives. It’s great fun no matter which model you choose – it’s not just the ST that feels sporty from behind the wheel, as all versions are nimble, agile and a ton of fun.
The new Toyota Yaris was a surprise when it first hit the market, as the previous version was a bit too boring and uncompetitive to be worth recommending. But this new hybrid special model is simply the best and an Auto Express Award winner.
The boost from the electric motor gives it a smooth and very quiet ride around town, and fuel economy is solid. It’s also fun on twists and turns, as it stays organized in corners and is also nice and comfortable over bumps. The Yaris has a much better interior this time around, and best of all it’s available with some 0 percent finance deals.
Best Buy Financing
While other electric car manufacturers have focused their attention on the more upscale model segment, and in particular the fashionable SUVs, Renault is boldly setting its sights on a more affluent audience with its Zoe EV – the first battery-powered supermini on the block.
Even though the Zoe has joined forces with newer rivals like the Vauxhall Corsa-e and Peugeot e-208, we still awarded our gong’s newest Zoe for Best Affordable Electric Car in our 2020 Awards.
With a 53kWh battery, the Zoe R135 Rapid Charge can go up to 245 miles on a single charge, which beats many much more expensive competitors. It’s also configured for 50kWh charging which means you can get your battery back up to 80 percent in no more than an hour.
The Ford Kuga won our 2020 Auto Express Award for Best Mid-Size SUV – that’s a real accomplishment in this competitive class. The Kuga wins because it’s comfortable, economical, and practical enough to match the best cars in its class.
Cheapest 2021 Luxury Cars And Suvs
But like the other models in the Ford lineup, the Kuga is also great to drive. It feels more like a hatchback than any other SUV, with good grip and minimal body roll, while retaining the SUV look and practicality buyers crave.
Like the Fiesta above,
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