Is A Timeshare Worth It – What is a schedule and how does it work? My time to show experience, including all the numbers, to help you determine if the time limit is worth it.
Heck, you’ve probably even sat in one (and a few of them you may have purchased later).
Is A Timeshare Worth It
Well, I’ve taken the opportunity as a freelance financial blogger to sit through all the trends so I can write about my experiences.
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Read along as I share my personal horror story time, tell what it is, and reveal what “free” getaways/gift cards I’m going for.
Psst: did you buy an appointment and the maintenance fees are just killing you? Or, maybe, you can’t get the weeks you want, so it’s not worth it anymore? While you may be able to find someone willing to take your time, you should know that a sale is unlikely. What would you do? One way to get out of paying maintenance fees forever is to go through an exit period. The Newton Transfers team helps owners successfully complete their transfer over a ten-year period. They also write a buyer’s manual on Timeshare exit and can help you with this when you have a timeshare transferred from you, or at the end of the agreement with the owner. Click through for more details. What is Timeshare and How Does Timeshare Work?
How the schedule works: Time is defined by a portion of the property where one owner shares the use of the property for a period of time (ie, a time share such as one week a year, two weeks a year, or whenever the share is done on that portion of the property).
Since one becomes the owner of the property, there are maintenance fees to be paid as well.
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Time shows how and how companies of the time to bring new customers will buy time.
A few weeks ago, an invitation to show season came in the mail, and I decided to accept it.
A common tactic power companies use to get traffic to these tours is to offer valuable rewards (or similar rewards – you’ll read more about this below) for the 1.5 hours or more the show/tour will take.
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Note: they say it will take 1.5 hours or more… but in reality, you may be there for much longer. Like me. Continue reading my personal story.
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You get an appointment with a group of other people, and tour all the properties they’ve given you through invitations.
My appointment was scheduled for 5:30 a.m. on Friday and was supposed to last 1.5 hours. It’s about an hour from where I live, but with all the awesome prizes posted up there, the drive didn’t bother me at all.
Let me give you a step-by-step guide: I walked into a room with maybe 50 other people. We all filled out a form of identification (obviously you can’t get your prize without two forms of ID). On the television screen in the corner was playing American cartoons, and on the wall was a table with juice and cookies.
One by one our names were called by the representative, who then took us to another room and spoke to us personally. Twenty minutes later I was greeted by a very enthusiastic college student in a suit. The main thing was business.
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The rep then told me that in his estimation, my husband Paul and I spend $2100 a year on travel (one big trip, and two small weekends) or $200 a month (although it’s actually $175 if you do the math). Over the next 9 years, the dealer showed me that would add up to $18,000.
But wait – that didn’t include money; he opened a notebook and a sheet of plastic paper showing Coca-Cola’s earnings and movie rentals from the 1960s to the present day.
Prices had increased by almost 536%! (I didn’t have the heart to tell him that wages have also gone up since then).
He wanted to be conservative, so he told me that I would look at the currency at least 100%. I was actually looking at $36,000,000 for the first week and the second week of the year.
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I thought the reasons were enough, but not as extreme as I thought. In each area we visited, it left an impression on me:
He kept asking me important questions, words rolling off his tongue assuring him that he would get the answer he was looking for.
Honestly, I just can’t give all the answers he wanted; sometimes I get confused, or I have to explain to him that I just took a trip to Maryland for a long weekend for a total of $7 (frequent flyer miles, free lodging in a nice cabin on my college campus) for a special dinner I was invited to attend Thanks to my old branch manager, I borrowed the car from my aunt who lives in Washington D.C. and has a gas card to fill up the tank later, etc.).
Now, it’s time to get back into the building and really get down to it (a bit I didn’t know ahead of time, though).
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After the tour we went back to the building, where he was finally going to reveal to me the cost of time.
A college student reminded me of how I was looking at the money for the next 9 years in my travels, and he kept saying, that big number of $36,000,000 stared at me on the page.
The daily promotion is that I get one week of vacation every year, plus my RCI membership (which means I can stay in different places around the world for $189 a week),
Have the option of staying in 7 different places around the US (I have to admit, none of them are my favorite, and I’m letting him know that)…all for the price of $15,500, plus $65 in monthly maintenance fees.
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That I’m going to use for travel for the next 9 years anyway, so how can I say no?
I said I had to think about it, which is exactly what I wanted to do. Naturally, I wanted to run some numbers at home, discuss them with Paul, and see if they were really worth it.
Note to readers: For financial decisions like these, it’s always a good idea to step back, use the numbers and really think about the financial decision. Compulsion to buy a place is not a way to buy. For the purpose of anonymity, I am not going to publish the name of this particular time.
Obviously, this was something the marketers didn’t want to hear. Not only that, but it was something I would have to dig in my shoes and say over and over again.
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I was completely honest; My boyfriend and I closed on our house that week, and I didn’t want to jeopardize our credit history by taking out a large loan during the process, (even taking out a large loan when we were about to take out another large loan)!
The merchant was respectful and waited for his manager to come so I could get my gifts.
In fact, the next time the salesperson came it was the second person on the sales tactic 3 times the sale and forced me to buy.
She was very upset that I did not bring my boyfriend, as if I had broken an unwritten rule.
Are Timeshares Worth It?
When I told him that “we” were buying a house soon, he looked confused at my page.
I said “oh my fiance”. He said “why isn’t he here” and looked at me as if I had committed a crime. My phone started ringing at that moment, and unfortunately the seat next to us all because the second salesperson saw Paul’s name come out.
“Oh – go ahead and answer that and talk about it. I will go and talk to my manager about this”.
“I don’t want to talk to him on the phone, especially when he’s at work,” I said.
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He then got up and asked me to call my boyfriend while he went to talk to his manager.
As anyone would, I just sat down and hated doing it (disclaimer: I don’t take orders from strangers). When he came back with a good offer from his manager, he asked me if I had done as he told me. I said “no”.
It happens. Someone rejected their deal, but had already paid their insurance $6,620. This would have been a savings for me. I.
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